A dream now accessible.
Buy your dream home
with no down payment.
0Credit is the best alternative to a classic bank loan. Discover how and why.
We turn your rents into home ownership
so you can truly call home: your home.
WHAT IS 0CREDIT?
In a few words, 0credit lets you purchase a house through monthly payments
with no initial down payment and without going through lengthy and intrusive credit application.
Those monthly payments are similar to paying rent except they let you progressively acquire the home you live in. It is like you own a little more of your house every month. You'll continue to make installments until they represent a sufficient portion of the requested down payment to fully purchase your home, which generally takes between 3 to 5 years.
During this period, you will have the option to fully buy the home. You are free to leave anytime if you change your mind and don’t want to buy the house or in the contrary already start refurbishing the place if you think it will increase its value.
Why would you pay a rent
If you know about 0credit?
HOW IT WORKS...
WHAT IS OUR STORY?
80% of tenants don't have the
down payment to buy a home
A good job and or a good salary but no savings. Tell me how can you buy a house?
0credit was born out this frustration to finally offer a fast, simple and affordable alternative to a real estate bank loan.